Skopje, six th (MIA) Demand for the fresh new Purchase property Pick a flat Opportunity significantly enhanced pursuing the Fair for it Project, which had been held during the time 24 th Oct twenty eight th October. It describe your procedure of distribution software is easy, plus it comes with three strategies.
Financial collects these data files from the applicant and you may confirms whether he/she actually is entitled to acquiring the loan, and you will later it ahead brand new particular data files towards Ministry out-of Financing, Bilbilovska said
We can give an explanation for means of distribution software with the Pick a home Purchase an apartment Venture, in the about three strategies and if you’re wise, you’ll realize it was an easy procedure. First rung on the ladder are in search of a flat otherwise family or much getting home over here. The following action are addressing one of many 8 banks performing regarding Project and you may complete the mandatory documents, because step three is one of the Ministry away from Fund, you to as the getting together with out-of choice to possess granting brand new subsidy, and then brand new candidate cues mortgage agreement to your respective financial, Ivana Bilbilovska, Spokesperson of the Ministry away from Fund, said.
Once finding the brand new records in the Bank, the brand new Ministry’s Payment examines all of them and is located at decisionmission tells the lending company so it recognized the new subsidy, then the financial institution concludes Financing Contract into credit applicant
As for the starting point, Bilbilovska shows you that requirement is for the apartment or even the domestic to get a separate strengthening and for the speed maybe not so you can exceed EUR 900 for each rectangular meter. People distribution software into Purchase a home Buy an apartment Enterprise will be finish First Arrangement towards the contractor or if perhaps the guy/she creates property, he/she must provide structure and you can technical records.
Next action is for the new citizen to handle certainly this new eight banking institutions, included in the Purchase a house Get a condo Project, i.elizabeth. Stopanska banka Skopje, Stopanska banka Bitola, Ohridska banka, Alfa, TTK, NLB Tutunska, Sparkase and you will Prokredit banka. Together with the Initial Arrangement for a flat or property, the individuals would be to yield to the financial institution their/their particular ID, full-go out a position certification, certification for the last half a dozen reduced wages and you can declaration, confirmed from the notary public, one to inside first 5 years of one’s fees period, they will certainly neither sell the fresh flat or perhaps the family, nor rent or put them less than next mortgage.
Next step try getting decision by the Ministry away from Financing. Brand new Commission when you look at the Ministry out of Fund suits at least one time during the forty-five weeks, and you will, if required, over and over again.
If you do not have your residence or even the family in which you real time might too tiny obtainable and you also want it more substantial one whenever your propose to just take a property loan, than just Pick a home Buy an apartment Venture, is actually a high probability thus. Money offered of the Ministry of Funds can be found in a type regarding a beneficial subsidies which can are as long as EUR 14,000, therefore the rate of interest is really lowest and numbers to 3.95% in the 1st three years and you may cuatro.44% on the 4th and fifth seasons with the model: cost when selecting a flat or subsidizing 75% of one’s fees when buying/developing a home, otherwise fixed within the repayment months, bookkeeping getting 4.5% plus six-day EURIBOR, towards design: equal (50%/50%) involvement when selecting a flat otherwise subsidizing 75% of your own involvement when selecting/building property, Spokesperson of Ministry of Funds Ivana Bilbilovska, said.
